If i report my motorola cliq lost, what will my options be as a replacement phone?

I would like to report my phone lost on my insurance so that i will be able to get a new one. Since the motorola cliq is no longer in production, does anyone know what will my replacement options be? By the way i have T-mobile.|||My guess is a motorola cliq 2. Similar phones would be the LG Optimus T and the Samsung Gravity Smart. I would go with the Samsung.